Many homeowners simply assume that their valuables are protected from loss or theft by standard clauses in their home insurance policies. In reality, things aren’t always so straightfoward. Consider this story about a Markam, Ontario couple who were the victims of a Christmastime house fire in 2013 as a cautionary tale of what can happen if you aren’t proactive…
DetailsRoad safety is the shared responsibility of all drivers, but the unfortunate fact is that some people set a better example than others. As part of your commitment to be a safer driver, it’s important to learn to recognize potentially dangerous habits in others. That way, you are better prepared to react properly when you…
DetailsYour accident record has a pronounced effect on your vehicle insurance. If you’re involved in one or more at-fault accidents, insurers will deem that you pose a greater risk, and you can expect that your premiums will rise. On the other hand, if you stay claims-free and accident-free for an extended period of time, insurers…
DetailsAvoiding accidents in Calgary during any season can be difficult, and winter makes it even harder. Driving conditions in Alberta can be treacherous during the cold-weather months, yet there’s no avoiding the need to head out on the road. Being prepared is the best thing you can do, and that means brushing up on your…
DetailsAs you know, enjoying the lowest possible rates on auto insurance in Calgary requires that you avoid accident and stay claims-free. Winter tires have a proven safety record, helping drivers avoid accidents and collisions on icy and snowy roads around Calgary and Alberta. While many drivers are tempted to save some money and rely on…
DetailsThe rise of digital media has changed the way hundreds of thousands of Canadians work. It’s becoming increasingly common for people to work from home, either part-time or full-time. If you telecommute or operate a home-based business, you may need to later or update your homeowners insurance to properly protect your assets. Basic home insurance is not…
DetailsWhile you may be under the impression that any ticket or violation will negatively affect your car insurance in Calgary, this isn’t necessarily the case. Insurance companies will only increase your premiums if they deem you to be at increased risk for filing a claim. As such, generally the chances of your insurance rates going…
DetailsCloud computing offers flexible, affordable and scalable solutions to people who want to store data online, but it also comes with some risks. Whether you’re using the cloud for business or personal purposes, Calgary insurance brokers urge you understand what these risks are and learn how to protect yourself from them. Cyber crime continues to…
DetailsUsed vehicles offer drivers an affordable and practical alternative to purchasing a new car. Some experts even contend that buying used makes fundamentally better financial sense, given that a new car depreciates by anywhere from 10 to 30 per cent the minute you drive it off the lot. Even so, you need to use caution…
DetailsIf you’re the owner of an older car, chances are you already know a thing or two about how to properly maintain a vehicle. However, like everything else, cars and truck have finite lifespans. At a certain point, it may be better to move on rather than keep an aging vehicle on the road. Safety issues…
Details