Provincial regulations require all business vehicles to have proper insurance. It also makes good business sense, due to the effects even a minor collision could have on your operations.
Whether you operate one vehicle or manage a fleet, make sure your protection is built around the needs of your business. Commercial auto insurance can provide your business with mandatory coverage for third party liability and accident benefits, and optional coverage to ensure you have the right protection for the unique needs of your business.
Coverage options vary by province and your broker can create a customized package that’s right for you. In provinces where auto insurance is provided by the government, consider supplementing your policy beyond the required minimums.
The following additional coverage options can provide even better protection above and beyond your individual commercial vehicle or fleet policy:
- Coverage to replace a vehicle
- Physical damage coverage on rented or borrowed vehicles
- Reimbursement without depreciation if a new vehicle is written-off
Commercial Protector Keeps Premiums Constant
With Lanes Insurance, it’s easy to save on your commercial auto premium. For non-fleet vehicles, talk to your insurance broker about adding Lanes Insurance’s Commercial Protector, which will prevent premium increases resulting from an accident, even if you were at fault.
The Garage Program
Our garage insurance program is designed for businesses that keep customers’ vehicles under their care and control, such as repair shops, service stations, and gas bars. It’s easy to enhance your coverage by adding valuable options to your garage policy.
Claims and Repairs
As an Lanes Insurance customer, you’ll benefit from our Premiere Network of preferred auto repair shops who provide a lifetime guarantee for their work. When accidents happen, we’ll get you back on the road by resolving claims efficiently and hassle-free.
Tip: Be sure to advise your insurance broker if you conduct part of business in other provinces, or in the US. For vehicles registered in Canada, we provide competitive coverage for most routes.
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