Insurance policies are necessarily complex, containing precise and industry-specific language that can make it challenging for lay people to decipher exactly what is meant. While you should always understand what is and is not covered by an insurance policy before you subscribe, there are certain exceptional circumstances under which you may be able to make…
Alberta is one of Canada’s most scenic provinces, especially its southwestern quarter, where the majestic Rocky Mountains create one of the world’s most dramatic backdrops. There’s no better way to enjoy the view than from the freedom of your motorcycle, and if you’re looking for new routes to explore, southern Alberta has plenty to choose…
Surety bonds are commercial insurance tools used to ensure the performance of a duty or obligation. They create a relationship between three parties: the principal, the obligee, and the surety. If the principal is unwilling or unable to meet its obligation to the obligee, the surety compensates the obligee, protecting it from financial losses resulting from…
The oil and gas industry is a lot more than just drilling and pipelines (although both remain major players in the field). The industry permeates all parts of Alberta and encompasses a myriad of professions. Engineers, scientists, mathematicians, accountants, finance officers and just about any supportive role you can think of work all around Alberta…
Renting out your cottage or cabin for use by other parties is a great way to help offset the costs of vacation or seasonal property ownership. However, if you choose to rent out your cabin or cottage regularly, you’ll need the right kind of rental property insurance to ensure your possessions and interests are protected.…
Motorcycles are great fun to ride, but they can also be dangerous. Accidents happen, and when you are on a motorbike you are vulnerable to very serious injuries. As a motorcycle rider, you should always observe the proper principles of safe riding to reduce your chances of getting hurt. It’s a very good idea to…
When considering a new home, most of us tend to focus on what we really want. We’re looking for a neighborhood close to work or school, enough bedrooms and bathrooms, and a big yard with space for the kids to play. While considering the factors of your dream home, it’s also important to understand how…
Last year’s heavy storms set a new record in home and auto insurance claims all over Canada. Unfortunately, here in Alberta the situation is quite extreme. Home insurance claims have exceeded premiums collected for the last five years, and with weather experts anticipating a continued pattern of severe storms for the near future, it seems…
There’s an old saying in Calgary…if you don’t like the weather, wait five minutes. The adage ends there, but the implication is obvious. In five minutes it could be nicer out. But it could also be far worse. Calgary and Alberta have always had severe climates, but we tend to shrug off the bad days and…
As your local Calgary insurance provider, Lane’s Insurance sees it as our responsibility to keep you informed of changes in the insurance industry that are affecting how services are being provided. Over the past couple years or so there have been several important changes in this evolving industry that are influencing the overall delivery of insurance.…