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Lanes Insurance Inc.
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Lanes Insurance Inc.
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Search:
  • Personal Insurance
    • Auto Insurance
    • Condo Insurance
    • Home Insurance
    • Life Insurance
    • Motorcycle Insurance
    • Tenant Insurance
    • Travel Insurance
  • Business Insurance
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Surety Bonds
    • Contract Surety Bonds
    • Contractor’s Insurance
    • Farm Insurance
    • Oil and Gas Insurance
    • Rental Property Insurance
  • About Lane’s
  • Our Carriers
  • Resources and PDFs
  • Blog
  • Contact
    • MAKE A PAYMENT
    • Calgary
    • Edmonton
    • Banff
    • Rest of Alberta

Author Archives: cK637

Will my homeowners insurance pick up extra costs to conform to building bylaws?

Insurance, Insurance NewsBy cK637March 20, 2012Leave a comment

Staying current with building bylaws can be a challenge for which you need to be prepared.  Just because your home met the required codes when it was built, it may not always stay that way.  This becomes increasingly true in older homes, and the costs associated with meeting new laws can be significant.  If you…

Why did my auto insurance rates go up because I moved?

Insurance, Insurance NewsBy cK637March 13, 2012Leave a comment

You’ve made the move to another city, and on top of the extra expenses of boxes and packing supplies, hiring movers, deposits for utility companies, and having your mail changed over, now you find out that the cost of your insurance has gone up too. When calculating premium rates, insurance companies consider many factors. The…

I recently installed a house alarm, will my house insurance give me a discount ?

Insurance, Insurance NewsBy cK637March 6, 2012Leave a comment

We all want to do whatever we can to keep our families safe and our belongings secure.  Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money?  The actual discount varies based on the…

If I lend my vehicle to a friend, will my insurance cover them in an accident ?

Insurance, Insurance NewsBy cK637February 28, 2012Leave a comment

Typically, if you lend your car out to someone from time to time, and they have a driver’s license that is in good standing, your policy will provide the primary coverage in the event of an accident. If your friend has an insurance policy, their policy will likely only cover the amount over and above…

Is my wedding ring covered in my house insurance?

Insurance, Insurance NewsBy cK637February 21, 2012Leave a comment

Congratulations on your engagement!  After spending countless hours shopping for the perfect engagement ring, it represents not only an investment of time and money, but it symbolizes your hopes for the future. Engaged couples have a million things on their mind: venues, guest lists, cake, the dress, and so many more.  But if there is…

I already paid off my tickets, why has my insurance premium gone up?

Insurance, Insurance NewsBy cK637February 14, 2012Leave a comment

Everybody makes mistakes, but when you make a mistake driving your car, it can get expensive. Many traffic violations have a demerit point attached to them.  When you commit a violation, the demerit points are added to your driving record.  If you receive 15 or more demerit points in a 2-year period, your license will…

I only rent my house, so I don’t need home insurance, right ?

Insurance, Insurance NewsBy cK637February 7, 2012Leave a comment

When people first start to think of insurance, it is typically related to their first car, or their first home, and it is usually because the law or bank requires us to purchase it.  Although tenant insurance is not required, it is equally as necessary to have. Your landlord may have insurance that protects his…

Is my auto insurance going to drop as soon as I turn 25 ?

Insurance, Insurance NewsBy cK637January 31, 2012Leave a comment

When inexperienced drivers are just starting out with their license, they have no prior record to prove that they practice safe driving habits. Since accident rates for young drivers have always been high, especially for young single males, insurance companies need to protect themselves against potential losses. This protection is passed on to young drivers…

Is my home insured even after 30 days of being on the market?

Insurance, Insurance NewsBy cK637January 23, 2012Leave a comment

In today’s real estate market, it is not uncommon for homes to remain unsold, forcing sellers to move and leave their property vacant. Vacant homes are at a higher risk for vandalism, malicious acts, water damage and glass breakage, meaning they are also riskier to insure.  All Calgary home insurance contracts include a clause that…

Does my home insurance cover me while I’m away on vacation?

Insurance, Insurance NewsBy cK637January 17, 2012Leave a comment

Leaving your home unattended while you go on vacation can cause you to stress when you should be relaxing.  This is especially the case during the winter months.  What if the pipes freeze? What if there is an electrical fire? Failing to adequately prepare your home could turn out to be quite costly.  Taking the…

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