The major appliances in our homes can cost hundreds – even thousands – of dollars. When one quits working it can be a huge hit to personal finances. Home insurance policies generally do not cover repairs or replacements of appliances due to regular wear and tear. Your home insurance will kick in, however, for damage…
DetailsGenerally speaking, liability can be defined as “being responsible for consequences.” Liability issues can arise from both taking action, and from failure to take action. Failing to do something that you should have done is known in legalese as “negligence.” Commercial general liability insurance is an essential part of any business insurance policy. It is…
DetailsInsurance brokers like us at Lane’s provide a distinct advantage to our clients. We work specifically on behalf of you — not the insurance companies — meaning we are able to provide access to several policies from numerous reputable providers. So we are actually doing your shopping for you! As independent professionals that act as…
DetailsBecause Canadian and U.S. auto insurance policies are interchangeable, it’s very easy to take your vehicle down to the States and enjoy a worry-free road trip. But many don’t realize that an auto insurance policy purchased in Canada is not valid in Mexico. In fact, Mexico does not honor any insurance policy that has not…
DetailsAlberta’s hail season is well-known by storm chasers, who come from far and wide to watch the spectacular work of Mother Nature here in our home province. Many Albertans aren’t aware that hail, as well as thunder and lightning, are actually uncommon in several parts of the world, and so it’s actually a special treat…
DetailsWe’ve been noticing more and more motorbikes on the road in Calgary, and we’re happy that those who like to travel on two wheels are finally getting a chance to enjoy their favourite pastime. Before you hit the road, though, we recommend a thorough review of your Alberta motorcycle insurance and safe driving techniques. Both…
DetailsMotorhome insurance in Alberta is not a whole lot different than regular motor vehicle insurance. There are two major components, and three different choices motorhome owners will have to make when choosing their insurance coverage. The First Choice The first choice you will be offered is the amount of liability insurance to purchase. In Alberta,…
DetailsFor those of us who got our drivers licence before 2003, when graduated licensing was introduced in Alberta, the program can be a bit of a mystery. Getting a licence used to be a relatively simple process. First, at the tender age of 14 you could take a written exam to get your learners licence,…
DetailsOn April 9, 2018, new impaired driving laws came into effect in Alberta that all drivers should be made aware of. According to the Government of Alberta, these laws have been put in place to set time limits for licence suspensions as well as prepare the province for the legalization of marijuana. The third reading…
DetailsIf you use a vehicle (or many vehicles) as a way to make a living, it’s imperative to make sure you have the right coverage. Commercial auto insurance is designed to protect business owners, their employees, and their vehicles. And the word “commercial” doesn’t necessarily mean it’s designed solely for fleet owners. Commercial auto insurance…
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