When you take a little extra time to make sure you’re using safe parking principles, you’re reducing risk to yourself, your vehicle and your personal belongings. Parking in the right place can also help reduce your vehicle insurance rates, as insurers tend to offer lower premiums to drivers who park in garages and private driveways…
DetailsLiability insurance is a concept that is frequently discussed yet commonly misunderstood. The concept of liability applies to both commercial and personal insurance, and it recurs again and again during the claims and settlement processes. Generally speaking, liability can be defined as “being responsible for consequences.” It can arise both from action, and from failure…
DetailsPost-secondary education is an investment in the future. Since you’ve planned carefully and worked hard to get your child there, you don’t want to see something derail both of your hard work. Looking after the insurance needs of students while they’re away at school is an essential part of any complete personal protection plan. Your…
DetailsWhether you’re a newly licensed driver or a veteran with many years of experience, it’s always possible to be safer and smarter on the road. Keeping your car insurance premiums low means staying claims-free. From planning your journey out of and packing your vehicle to avoiding distractions and busting bad driving habits, here is a…
DetailsCybercriminals pose significant risks in today’s hyper-connected world. It’s important to exercise caution and take proactive protective measures when using electronic devices for banking and other personal finance applications. Some home insurance offers recourse for victims of online scams and identity theft, knowing how to safeguard sensitive personal information can keep your life running smoothly.…
DetailsAs part of your due diligence as a homeowner, it’s important to prepare your house for winter. Not only will this help keep your operational costs down in an age of skyrocketing energy prices, but it will also improve safety for you and your family. This, in turn, can benefit your home insurance costs in…
DetailsHistoric heritage properties are an important link to Calgary’s past, and need to be carefully preserved for future generations. To that end, heritage properties require special considerations when it comes to home insurance in Calgary, particularly to make sure you have adequate coverage in place if the property is damaged. With that in mind, here’s…
DetailsPurchasing auto insurance is not something you do every day, and a lot of people are not sure where to start and what to ask. There are a ton of different insurers, coverage options and endorsements to choose from. Using an insurance broker like the professionals at Lane’s is a great way to clarify your…
DetailsAuto insurance endorsements are policy additions or subtractions that are designed to provide you with protections that bridge the gaps created by restrictions and exclusions, or to give you a way to opt out of coverage you don’t need. Providers of auto insurance in Calgary offer different types of endorsements, which is part of the…
DetailsWhile motor vehicle accident-related fatalities and serious injuries are trending downward in Canada due to many successful safety campaigns, car crashes are still a daily fact of life. With the number of licensed drivers reaching all-time highs, Canadian roads are busier than ever. Good Calgary car insurance coverage is a solid start, but it’s also important…
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