Insurance companies are in the business of calculating and mitigating risk, and that principle guides every policy and decision they make. When you’re buying car insurance in Calgary, your broker or provider is sure to ask you a few questions. Here are nine of the most common, and the reasons why we ask them: 1.…
DetailsSmoke, carbon monoxide and water detectors save lives — and expensive repair costs. Fire safety experts say that functional smoke detectors cut your risk of injury or death in a home fire in half. Carbon monoxide gas is virtually undetectable until it’s too late, and so detectors are absolutely essential in every home. And water…
DetailsKeeping your home insurance in Calgary as affordable as possible means avoiding claims, and with summer upon us, now is the time to look at some of the season’s most common property hazards. Being aware of the risks and taking proactive steps to avoid them is the best strategy for a claims-free summer. Flooding and…
DetailsThey say there are two seasons in Canada: winter and “construction.” It’s virtually impossible to avoid road projects during the summer, and it’s the law in Alberta that motorists be extra cautious when driving approaching a construction zone. Alberta, like most other Canadian provinces, has introduced a system of increased fines to deter motorists from moving…
DetailsExperts are predicting that the Fort McMurray wildfire will be the costliest disaster in Canadian history from an insurance perspective. According to the Financial Post, the final insurance bill could be as high as $6 billion. Even the most conservative estimates place the total damages at $2 billion, which tops the catastrophic Alberta floods of June, 2013. …
DetailsChoosing an insurance broker in Calgary is a smart move for anyone looking for great rates and a service guarantee that always protects your best interests. Purchasing your coverage through a broker rather than directly from a provider buffers you against the risks and pitfalls that can stem from the incomplete knowledge most people have about…
DetailsThe horrible Fort McMurray wildfires have garnered international media attention for their scope, size and impact. The entire city and surrounding areas remain under an evacuation order, and more than 80,000 people have been displaced. Although there has been positive news as of late in that it’s been reported that 85 percent of the city has…
DetailsIt’s motorhome and RV season again in Calgary and Alberta, and if you’re going to be hitting the road in a recreational vehicle this spring or summer, it’s a good idea to brush up on safety tips and best practices for avoiding accidental damage. Submitting a motorhome insurance claim will almost inevitably end up driving your rates up, so…
DetailsRegardless of whether the incident took place on the street or in a parking lot, there are very specific steps you should follow if you’re in an accident with a parked car. If you don’t proceed according to proper protocol, your Calgary car insurance company could have justifiable grounds for declining your claim. You could also…
DetailsSmall business owners have a lot to consider when it comes to insurance, and it’s vitally important to ensure your venture is properly protected. Every enterprise has different needs, and the types of coverage you require will be influenced by a number of factors, including the nature of your business, the industry you work in,…
Details