Workplace slips and falls are a major cause workplace insurance claims in Alberta, but these types of injuries are very common and can just as easily take place at home. Whether you’re a business owner or a homeowner, being proactive about avoiding slips and falls is essential to keeping your premiums as low as possible.…
DetailsKeeping your car insurance as low as possible requires that you remain claims-free. That means you should always practice safe driving techniques. To that end, it’s a good idea to brush up on your night driving safety so you aren’t putting yourself and your passengers at risk when you get behind the wheel after dark.…
DetailsAlberta auto insurance is profoundly affected by trends. As a consumer, it’s to your benefit to understand both current and emerging developments in the industry, since this will help you stay ahead of the curve as changes occur. Right now is an exciting time for the Alberta auto insurance industry, since a wide range of…
DetailsWhile it’s easy to get caught up in the fun and excitement of summertime road trips, long weekends can be dangerous on the roads. CBC News reports that in Alberta alone, there have been 75 deaths and more than 1,000 injuries on the province’s roads since the Victoria Day holiday. The news agency also cites statistics that support the…
DetailsWith the summer season in full swing, and what looks to be a beautiful fall ahead, thousands of Alberta residents have taken to the province’s beautiful trail and off-road networks to enjoy their dirt bikes and ATVs. If you’re a dirt bike or ATV enthusiast and you haven’t already considered insurance, it’s very important that…
DetailsUsage-based insurance (UBI) in Alberta has become one of the industry’s hottest topics, thanks in large part to the emergence of telematics. The Canadian insurance industry has begun to incorporate telematics technologies, which allows insurers to collect and analyze advanced data regarding vehicle usage from devices in the vehicle’s engine. This, in turn, allows insurance companies to…
DetailsInsurance fraud is an industry-wide problem that affects not only insurers, but also regular, everyday law-abiding people. It happens in all sorts of different settings — on the roads, in hospitals, in private homes and in businesses and workplaces. Criminals sometimes target unsuspecting people, and the best way to avoid being a victim is to…
DetailsInsurers strongly recommend that homeowners maintain thorough, up-to-date inventories of their possessions and valuable personal property. This is a very important practice, as it ensures that you’ll qualify for a full reimbursement in the event of damage, loss or theft. It’s a good idea to update your inventory every year, or whenever you make a…
DetailsIn the workplace, there’s a growing trend towards telecommuting, with more and more people working from home on a part-time or full-time basis. While the freedom and flexibility are hard to beat, working from home also exposes you to risks that you wouldn’t face in a traditional working environment. To help home-based workers protect themselves,…
DetailsIf you own a home, run a business or drive a car, insurance is part of your life. But despite the fact that millions of Alberta residents hold one or more insurance policies, many people don’t understand how insurance actually works. To get the most out of your policy, and to get the best available…
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