Calgary home insurance policies must be renewed annually. Most people simply opt to carry over their existing coverage for another year without giving it much thought. However, this is a mistake you want to avoid, as it could cost you a great deal of money. Not only might you be paying too much for coverage…
DetailsIn response to growing calls for more oversight and regulation, Alberta’s provincial government recently introduced a number of systemic amendments to help protect condo owners from potential financial pitfalls. The amendments are scheduled to be voted on in the provincial legislature in the spring of 2014. Proposed changes include clarifications to laws governing maintenance and repair…
DetailsOne of the best ways to keep your Calgary home insurance low is to take every possible step to avoid filing a damage claim. As was proven this past spring, southern Alberta is prone to flooding, and as a homeowner, it is your responsibility to protect your property to the best of your ability. Fortunately,…
DetailsIt appears changes may be in store for auto insurance in Calgary and throughout Alberta, thanks to a government proposal that would tighten up regulation of the province’s insurance industry. While you may be worried that increased government regulation is inevitably going to result in increased Calgary auto insurance rates, the proposed changes are designed…
DetailsEven before severe flooding devastated southern Alberta in the spring of 2013, insurance industry insiders were predicting that severe weather trends were pointing to an eventual increase in home insurance rates throughout the province. Acknowledging a rise in claims due to stronger and more frequent storms, insurance industry statistics showed that Alberta homeowners had suffered…
DetailsCalgary is of the pet-friendliest cities in North America, and estimates suggest that the number of households with pets exceeds the national average of about 56 percent. That also means that there are many pets who accompany their owners on car trips, which can increase risks if you’re not careful. An unrestrained pet can be a…
DetailsInsurance brokers in Calgary offer a comprehensive range of vital protections to Alberta’s farmers. If you own or operate a farm, you have a lot at stake. Not only do you have to look after your property and your buildings, but also your farm equipment and machinery, your livestock, and yourself. To meet the unique…
DetailsIn the age of cell phones, distracted driving has become a major hazard on our roads. Alberta instituted a distracted driving law in 2011, banning a whole host of activities that divert driver attention from the road. Unfortunately, statistics show that Alberta’s drivers may be struggling to adapt. In 2012, a total of 4,613 charges were laid…
DetailsLike all other Canadian provinces, Alberta has implemented car seat laws to protect children. While there were far fewer such regulations a generation ago, the increase in the number of vehicles on the road and enhanced scientific understanding of crash safety has prompted governments across the world to make child seats mandatory. In Alberta, failure…
DetailsAuto theft is an unfortunate fact of life on the road. Thousands of cars are stolen every year in Canada, resulting in millions of dollars in criminal profits. Many stolen cars are sold to so-called “chop shops,” where they are taken apart so the vehicle’s valuable parts can be sold separately, often to consumers and unsuspecting…
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