Traffic can be crazy in Calgary, and accidents are common (especially during the winter). Unfortunately, they are more common for some than others! Insurance companies are in the business of assessing risk, and car insurance is based on a variety of factors – including your chances of being involved in an at-fault accident. As well…
DetailsIf you’re soon to be married, or if you’re a newlywed, congratulations! Although it may not be as your romantic as your wedding was (or will be), now is the time to review your insurance coverage. Many people don’t realize it, but being married automatically qualifies you for lower insurance rates. You and your new…
DetailsWhen it comes to auto insurance and motorcycle insurance, the expectation among many consumers is that their rates will go down if they make it through the year without filing a claim, getting in an accident, or being involved in a traffic incident. However, many drivers find that their Calgary auto insurance rates do not…
DetailsIt’s very much an understatement to say that Calgary and Alberta have been through a lot over the past two weeks. We know the floods have been devastating to many, and we at Lane’s are working as hard as we can to ensure your questions are answered as quickly as possible. As homeowners in Alberta…
DetailsThe flood of last week has been confirmed to be the worst in southern Alberta’s history, and 26 communities remain under a state of emergency. BMO analystsBMO analysts have estimated damages could end up between $3-billion and $5-billion, and losses after insurance could reach $3.75-billion. At Lane’s Insurance our Calgary office was, fortunately, unaffected. We…
DetailsConstruction is booming across Alberta, and particularly in Calgary. Thirty years ago, Calgary was a mid-sized city by metropolitan standards, with a population between 600,000 and 700,000. Today, the city has burgeoned to well over 1 million residents, and with that kind of growth, it’s easy to see why Calgary has become such a hotbed…
DetailsIdentity theft has become a major problem in recent years, and a lot of unsuspecting victims in Calgary were twice disappointed when they discovered their standard homeowners insurance policies did not cover their losses. While home insurance policies are designed to protect you from losses caused by theft, there are circumstances that identity theft may…
DetailsInsurance policies are necessarily complex, containing precise and industry-specific language that can make it challenging for lay people to decipher exactly what is meant. While you should always understand what is and is not covered by an insurance policy before you subscribe, there are certain exceptional circumstances under which you may be able to make…
DetailsAlberta is one of Canada’s most scenic provinces, especially its southwestern quarter, where the majestic Rocky Mountains create one of the world’s most dramatic backdrops. There’s no better way to enjoy the view than from the freedom of your motorcycle, and if you’re looking for new routes to explore, southern Alberta has plenty to choose…
DetailsSurety bonds are commercial insurance tools used to ensure the performance of a duty or obligation. They create a relationship between three parties: the principal, the obligee, and the surety. If the principal is unwilling or unable to meet its obligation to the obligee, the surety compensates the obligee, protecting it from financial losses resulting from…
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