Every Alberta homeowner is familiar with the annual renewal requirements of their home insurance policy. However, many still neglect to make comprehensive assessments of their property come renewal time, regardless. It can be because of being pressed for time or simply a lack of awareness, but assessments are an important part of your due diligence as…
DetailsCuts, scrapes, bumps and bruises are a fact of life. While you should seek emergency medical attention if you or a family member is seriously injured, many minor incidents can be treated at home using basic first aid. You never know when an accident might happen, so a basic first aid reminder is always a…
DetailsRates for vehicle insurance in Calgary are primarily guided by your driving record. Drivers with strong safety track records enjoy reduced discounts, as they are deemed by insurers to pose lower risk. You may not realize it, but vehicle manufacturers install all kinds of features designed to help you avoid accidents and stay safe on…
DetailsOne of the primary factors affecting auto insurance rates in Calgary is the driver’s perceived risk. Insurance companies are in the business of predicting potential perils; if you’re deemed to pose a higher likelihood of filing a claim, your premiums will be higher than those offered to a driver who is viewed as a lower…
DetailsCertain types of contractors, particularly those involved in labor-intensive industries like energy and construction, must carry specialized insurance at all times. Contractors insurance in Alberta is designed to cover liabilities, workers’ compensation and certain inherent risks. While risk insurance is usually optional, liability and worker’s compensation coverage are mandatory. Before you begin to compare contractors…
DetailsTraffic citations can have a negative impact on your vehicle insurance in Calgary, and one serious infraction to avoid is failing to react properly when you encounter an emergency vehicle. Being courteous to police cars, fire trucks and ambulances isn’t just better for your financial bottom line; it’s also common courtesy and an essential part…
DetailsMore than any other single factor, rates for your car insurance in Calgary are determined by your driving record. Drivers with proven track records of safety enjoy lower premiums, while drivers with one or more at-fault accidents must usually pay higher rates for coverage. This is standard in the insurance industry; the less risk you…
DetailsIf you’ve been in a car accident, it’s important to be diligent, even if you don’t initially seem to have suffered any injuries. In some cases, symptoms will only appear days or weeks later, and in worst-case scenarios, car accident victims wind up in dispute with their insurance companies over benefits because they failed to…
DetailsMaintaining good driving habits and avoiding accidents will help keep your Calgary car insurance low. Unfortunately, bad habits are as easy to develop as good ones! Many local drivers have a tendency to follow others too closely, which is a very dangerous practice, especially in the winter. Snow and slick, slippery driving conditions make roads…
DetailsInteractions between drivers and pedestrians can be difficult to manage, and in worst-case scenarios, they can be dangerous or downright deadly. While pedestrians need to remain alert and aware of their surroundings at all times while they’re on the streets, drivers also have an important role to play. Predicting pedestrian behaviour is a very important skill, particularly…
Details