Floods are defined as an overflow of water onto land that is normally dry, and are considered to be one of the most frequent natural hazards in Canada. Caused by melting snow or heavy rainfalls, they can occur at any time of the year and cause major damage to your home and belongings. Most homeowners…
DetailsYour cottage is your home away from home, and it’s extremely important that you consider how you plan to use it before you decide what type of insurance to buy. How often are you going to use it? Can you afford to repair it or rebuild it if damage occurs? Are you going to rent…
DetailsNow that you’ve realized your dream of being able to take your home with you wherever you go, what are the limits? Will your policy take you as far as you want to go? Canadian insurance policies will typically take you wherever you want to go within Canada and the U.S. “Unfortunately, the laws of…
DetailsFor many people, their home is their most valuable investment. To protect this investment, homeowners frequently purchase their home insurance through their mortgage lender, who requires a minimum amount of insurance as a condition of the loan. While this amount of insurance satisfies the lender, it is often not anything close to the amount that…
DetailsTypically, car insurance companies will reimburse you for the cash value of your car up until the date of the accident. However, new cars can depreciate very quickly, so if you are involved in an accident shortly after the purchase of your car, the amount paid to you will be based on the depreciated value…
DetailsWhen we think of watercraft, the first things that come to mind are boats—sailboats, sport-fishing boats, or speedboats—they’re all watercraft. But what if you get your aquatic thrills in a different way? If you own a personal watercraft device like a jet ski or a Sea-doo, you might have heard that, for a variety of…
DetailsNot all home insurance policies are equal, or equally priced. Since there is no such thing as a one-size-fits-all home insurance policy, it is a good idea to obtain quotes from a variety of Calgary home insurance companies in order to compare coverage and determine which policy options are best for you. You will usually…
DetailsRoad trips can be fun, but there are many opportunities for things to go wrong. Driving on unfamiliar roads, and in possible extreme weather conditions, puts you at a higher risk for an accident. It is important for you and your family to be prepared for the unexpected. Polices purchased in Canada are only valid…
DetailsOwning your own recreational vehicle gives you the comforts of home wherever you travel. You don’t have to search for a hotel or find a restaurant for every meal. You live your life on your terms, and rest your head on your own pillow every night. Having those comforts of home with you is the…
DetailsWhen you’re out in your watercraft, there are times when you, as captain, can allow someone else to feel the thrill of guiding your watercraft. It’s important to know what your policy allows, so you can be sure you, your passengers, and other drivers are safe and protected “Whether you’re instructing a family member, or…
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