In today’s real estate market, it is not uncommon for homes to remain unsold, forcing sellers to move and leave their property vacant. Vacant homes are at a higher risk for vandalism, malicious acts, water damage and glass breakage, meaning they are also riskier to insure. All Calgary home insurance contracts include a clause that…
DetailsLeaving your home unattended while you go on vacation can cause you to stress when you should be relaxing. This is especially the case during the winter months. What if the pipes freeze? What if there is an electrical fire? Failing to adequately prepare your home could turn out to be quite costly. Taking the…
DetailsMany people expect their car insurance to automatically drop because they have been with the same insurance company for a couple years. The assumption is that if they do not have any claims, their rates will go down. Unfortunately, this is not always the case. Drivers who are thought to be at risk for accumulating…
DetailsAuto insurance premium rates are based on a variety of risk factors, and vary by company. Your age, gender, the type of car you drive, the number of years insured, any prior accidents, claims, or traffic violations are all factors that may be taken into consideration when calculating insurance premiums. For example, a driver that…
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