Some of the more unique types of insurance out there might surprise you. They seem like they were created by the rumour mill, but they are, in fact, real and existing policies. There appears to be coverage available for just about everything already, but the industry always seems to find ways to create more. Just…
DetailsCar accidents happen to just about everyone, which is why we have car insurance. Your car insurance will pay for repairs to your car, repairs to the other vehicle, compensate for any property damage, and reimburse for costs incurred because of injuries. All of this makes it possible for us to own vehicles, but, as…
DetailsWe’ve just made it through an absolutely frigid week here in Calgary, with temperatures dipping well below minus 30 degrees Celsius. Although we seem to be over the worst of it, we all know all too well that the likelihood of another stretch of freezing cold weather is very high. These are the days when…
DetailsWinter driving requires an entirely different skill set, and many drivers make it worse for themselves and everyone else with their bad habits on the road. Accidents are so common they sometimes seem inevitable, but they are more than often the result of bad habits developed over time. When helping to process auto insurance claims…
DetailsSince mold happens often in Canada, a question we at Lane’s Insurance hear almost as often is if you can claim mold damage on your home insurance. Unfortunately, the short answer is that homeowners are never able to claim mold damage. Depending on how the mold developed, however, there are other avenues that can be…
DetailsAlbertans who have gone through their car insurance renewal process recently have pretty much unilaterally seen a hike in their premiums, which is unwelcome news for vehicle owners. But you do have options. Before your renewal date comes and goes, be sure to reach out to a certified insurance broker such as us at Lane’s.…
DetailsOur homes are our sanctuaries, and spending time in their cozy confines during the holidays, especially when the weather is cold and dark, is a special treat. However, as joyous a time it is, it is also very busy, and often stressful. With more people than usual coming to and fro, more activities, more cooking,…
DetailsCalgary is leading the country for car thefts so far this year, which is a sad fact, but actually not that unusual. In 2018, this city was way ahead of the rest of Canada for the total number of stolen vehicles, with 6,183 being pinched during the calendar year. That boils down to about 17…
DetailsWe have noticed a couple stories in the news lately regarding condo buildings having trouble finding insurance in Alberta lately. This is troubling for individual owners, even though condo building insurance is different from personal condo unit insurance. Provincial law stipulates that condo boards must carry insurance on common property. Owners then cover the cost…
DetailsThere have been numerous reports in the media lately regarding that fact that Alberta auto insurance rates are rising for many drivers. Many insurance companies have applied for – and received – permission from the province’s Automobile Insurance Rate Board to raise rates. This follows the Government of Alberta’s decision to remove the applied cap,…
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