Since mold happens often in Canada, a question we at Lane’s Insurance hear almost as often is if you can claim mold damage on your home insurance. Unfortunately, the short answer is that homeowners are never able to claim mold damage. Depending on how the mold developed, however, there are other avenues that can be…
DetailsAlbertans who have gone through their car insurance renewal process recently have pretty much unilaterally seen a hike in their premiums, which is unwelcome news for vehicle owners. But you do have options. Before your renewal date comes and goes, be sure to reach out to a certified insurance broker such as us at Lane’s.…
DetailsOur homes are our sanctuaries, and spending time in their cozy confines during the holidays, especially when the weather is cold and dark, is a special treat. However, as joyous a time it is, it is also very busy, and often stressful. With more people than usual coming to and fro, more activities, more cooking,…
DetailsCalgary is leading the country for car thefts so far this year, which is a sad fact, but actually not that unusual. In 2018, this city was way ahead of the rest of Canada for the total number of stolen vehicles, with 6,183 being pinched during the calendar year. That boils down to about 17…
DetailsWe have noticed a couple stories in the news lately regarding condo buildings having trouble finding insurance in Alberta lately. This is troubling for individual owners, even though condo building insurance is different from personal condo unit insurance. Provincial law stipulates that condo boards must carry insurance on common property. Owners then cover the cost…
DetailsThere have been numerous reports in the media lately regarding that fact that Alberta auto insurance rates are rising for many drivers. Many insurance companies have applied for – and received – permission from the province’s Automobile Insurance Rate Board to raise rates. This follows the Government of Alberta’s decision to remove the applied cap,…
DetailsA cool, wet summer followed by an early snow in Alberta has left several farmers scrambling to get their crops harvested. Many are calling it a “disastrous” year, according to the Canadian Press. It’s the first time in decades that some farmers may have to leave hundreds of thousands of dollars of crops underneath the…
DetailsAt Lane’s Insurance, we are always trying to build awareness of the ability of insurance brokers to locate the best coverage for our clients at the lowest possible rates. We can do this because of the great relationship we have built with our providers, with whom we have mutual respect for the role we each…
DetailsIt’s been four years since Alberta changed its distracted driving law to include a higher fine and demerit points, which should have been enough to deter vehicle operators from ever bringing out their hand-held devices when behind the wheel. But unfortunately, it still happens, and people are still being caught. Studies conclusively show that distracted…
DetailsRumors abound in the insurance business, which we are well aware of as insurance brokers. Insurance is complicated, indeed, and due to that it is also widely misunderstood. That’s why insurance brokers are your ally when it comes to your coverage. We are an independent third party, accredited through the Independent Insurance Brokers Association of…
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