We all love our pets, who make up important and legitimate members of our families. Whether they are cats, dogs, parrots, hamsters, ferrets, pigs, lizards, fish, or any other member of the animal kingdom, the companionship provided by our pets is priceless. We take care of our animals, and they take care of us. But…
Since all businesses are different, their insurance coverage should be, too. That’s why we specialize in providing customized business insurance for all of our entrepreneurial clients. As proud members of the Independent Insurance Brokers Association of Alberta, we are able to work with numerous carriers to meet your business insurance needs far better than your average insurance provider. There’s…
Way back in 2015, usage-based car insurance was introduced for Alberta’s fleet vehicles to help owners and insurance underwriters better understand the risk involved with running an armada of automobiles. Since then it has also been implemented for regular vehicle owners, but the problem is that very few people know or understand what it is.…
Power outages are not uncommon in Calgary for many reasons, but most commonly they occur because of the weather. Lightning, high winds, and snow and ice are all usual causes of power outages. In Alberta, there is an average of 400,000 lightning strikes each summer, meaning it is actually a major hazard in the province,…
Difficult times in Calgary and Alberta, in combination with the opioid crisis, have made many people desperate. Crime is up in specific areas in the city, but most especially in the downtown. The numbers are staggering. According to a Calgary Sun article published on Aug. 9, in the area surrounding the Sheldon Chumir Health Centre,…
There is so much to think about as a new student. What’s dorm life going to be like? How are you going to find your classes? Will the professors be good? Where is the best place to study? And also the cheapest and yummiest place to eat on campus? With all of these very exciting…
According to the Insurance Bureau of Canada, vehicle collisions are the greatest potential source of loss for many businesses. The National Highway Traffic Safety Administration of the United States measures the average cost to employers for an employee accident at over $15,000, and, of course, if there is an injury, that number rises much higher. That’s…
One of the newest forms of protection you can purchase for yourself and/or your business is cyber insurance — a type of coverage that protects business owners and self-employed individuals from a unique and ever-growing set of online threats. Cyber attacks are constant threats for everyone online, and we all have to be extremely cautious…
Generally speaking, insurance providers calculate business insurance discounts based upon how likely it is that your business will face risk. Adjusters do the math and determine which types of business are least likely to file claims, and those are therefore, the most likely to be offered a discount. There are a number of other factors…
A surprising statistic to many is that 96% of Alberta companies have 50 or less employees, making them, technically, small businesses. Together they bring in more than $100 billion into the provincial economy a year. We truly have an entrepreneurial spirit. The “we can do it” attitude of which is one of the reasons Alberta…