Last week we wrote about how Bill 41: Insurance (Enhancing Driver Affordability and Care) Amendment Act, 2020, soon to be passed in the Alberta legislature, will bring in changes to the minor injury regulation to include sprains, strains or whiplash-associated disorder injuries. That means that anyone who has suffered one of those injuries, plus other…
Alberta’s provincial government first tabled Bill 41: Insurance (Enhancing Driver Affordability and Care) Amendment Act, 2020 on Oct. 29, which has since passed second reading. It will almost certainly pass third reading, which means there will soon be some substantive changes coming to auto insurance in Alberta. The average Albertan has seen their auto insurance…
For the last 10 years, catastrophic losses due to natural and unforeseen disasters have been rising at a rate insurance experts did not predict, says a recent Canadian Underwriter article. In Canada, from 2009 to 2019, insurance companies paid out about $1.9 billion per year for catastrophic losses. That is more than four times the…
In November of 2018, Canada’s federal government announced new mandatory privacy breach reporting regulations for businesses in order to help protect the privacy of citizens and combat personal information either being stolen, sold (or both), to outside parties. Prior to the Personal Information Protection and Electronic Documents Act (PIPEDA), reporting privacy breaches was voluntary for…
Since the pandemic began, Calgarians have been getting rid of their downtown condos and switching to single-family homes, says realtor Justin Havre of REMAX First in an October CTV News article. He says that people are looking for more space as they continue to work from home, and that the closeness of living spaces in…
According to Statistics Canada, in 2017 there were 17,542 identity theft and identity fraud victims in this country, with a 14% increase in incident rate over the last ten years. Two different things that are extremely serious offences under criminal law, identity theft refers exclusively to the stealing of your personal information such as your…
The numbers are out, and they’re not pretty. Although drivers were prepared to see their auto insurance premiums rise due to the removal of the previous government’s 5% cap on increases last summer, many weren’t prepared for a hike of 20% or more. And those numbers are exactly what CanadianUnderwriter.ca reported at the end of…
Much to the relief of tens of thousands of children across Canada, on Oct. 13 Canada’s chief public health officer Dr. Theresa Tam announced that Halloween 2020 could go on. Tam said that the sense of normality provided by celebrating Halloween is important, and that with proper precautions fun could still be had during this…
When employees packed up their computers and closed down their work spaces in March, most didn’t think they would still be in their makeshift home offices more than six months later. The forced exile is lasting well into the new year for many, which has made new approaches and evolved thinking around cybersecurity a necessity.…
There remains a Level 3 travel advisory in effect in Canada, which directs people to avoid all non-essential travel outside of the country. Many of Canada’s most dedicated travellers – our proud legion of snowbirds —are in a holding pattern while they wait and see what happens with the pandemic in the coming months. The…