Generally speaking, insurance providers calculate business insurance discounts based upon how likely it is that your business will face risk. Adjusters do the math and determine which types of business are least likely to file claims, and those are therefore, the most likely to be offered a discount. There are a number of other factors…
A surprising statistic to many is that 96% of Alberta companies have 50 or less employees, making them, technically, small businesses. Together they bring in more than $100 billion into the provincial economy a year. We truly have an entrepreneurial spirit. The “we can do it” attitude of which is one of the reasons Alberta…
It’s sad to say, but hit and runs are a fairly common occurrence, and they happen most often in parking lots. That’s why it’s very important to always thoroughly check your vehicle upon returning to it. Many parking lots are equipped with cameras so that those who leave the scene of an accident are easily…
Those of us who received their property assessment this month from the City of Calgary probably noticed a drop in the value of their property. This does not mean, however, that you should call your home insurance company to make changes to your plan. Many do not realize that property assessments have very little to…
Much of the fun that comes with summer is the opportunity to get together with friends and family and enjoy the nice weather. There’s nothing better than a backyard barbecue for celebrating the season … and for competing for “best griller” bragging rights among the neighbours. But one thing that is very important to know…
Home ownership is often a constant uphill battle of repairs and fixes, unless you happen to have been able to build your home exactly to your specifications. But most people don’t have that opportunity, and so are always saving up for something, whether it’s new windows, new appliances, a paint job, and so on. The…
Although it is making a comeback, Calgary’s rental market remains tough for landlords right now. An article published by the CBC in February of this year titled “While homes sit unsold, Calgary’s rental market is heating up: CMHC” states that even though the market for new homes is still in a bit of a slump…
If you are planning on taking your vehicle into Mexico for a sunny beach vacation, it’s important to remember that your Alberta insurance policy is not valid south of the U.S. border. There are major differences between car insurance in Mexico and provincial plans, and without the proper coverage you face heavy fines and may…
Changes implemented by the previous government to the Alberta auto insurance industry in 2017 have had unintended consequences for drivers. A Calgary Herald article published in April details how a five per cent cap has “backfired,” and is discouraging industry from operating in Alberta. The NDP government placed the cap on raises to auto insurance…
Rental car insurance is confusing, to say the least. When you rent a car there are numerous papers to sign, and there’s usually not a lot of time to understand them all properly. Not to mention that each car rental company has different rules and standards, and they very province by province. Everyone wants to…