When we think of watercraft, the first things that come to mind are boats—sailboats, sport-fishing boats, or speedboats—they’re all watercraft. But what if you get your aquatic thrills in a different way?
If you own a personal watercraft device like a jet ski or a Sea-doo, you might have heard that, for a variety of reasons, they are hard to insure. Fortunately, the good news is the right insurer will be able to find a market for your personal watercraft of choice—even if it’s more than 200 horsepower. It’s good to know that you can enjoy the thrill of the waves and still be protected no matter how you get around.
“Fortunately, the good news is the right insurer will be able to find a market for your personal watercraft of choice – even if it’s more than 200 horsepower.” ~Chad Mullen, Lane’s Insurance
Because people often only use personal watercraft in the hottest summer months, you might wonder why it would need to be insured year-round. The answer is simple: sometimes accidents happen. A fire or other disaster where you store your personal watercraft could put an end to all the great times you have enjoyed on the water. Even a minor accident while not in use can lead to expensive repairs. If you don’t have active insurance on your personal watercraft, you’re not protected, and the cost of those repairs comes out of your pocket.