Calgary’s avid cyclists ride all year long, which means that both cyclists and drivers need to be aware of how to share the road. Safety should always be the top priority for both parties. While cyclists should always ride cautiously and defensively, drivers should also be mindful of the fact that they are capable of…
The majority of accidents that occur in Canada each year happen in parking lots. Fortunately, collisions at low speeds typically don’t cause serious injury; however, these accidents do cause a significant number of claims to be filed each year to repair damage to vehicles. Remaining claims free is one way of keeping the cost of…
Typically, car insurance companies will reimburse you for the cash value of your car up until the date of the accident. However, new cars can depreciate very quickly, so if you are involved in an accident shortly after the purchase of your car, the amount paid to you will be based on the depreciated value…
Road trips can be fun, but there are many opportunities for things to go wrong. Driving on unfamiliar roads, and in possible extreme weather conditions, puts you at a higher risk for an accident. It is important for you and your family to be prepared for the unexpected. Polices purchased in Canada are only valid…
In spite of what many people think, studies have shown that most motorcycle drivers are far more careful than other drivers. Unfortunately, accidents still happen to even the most experienced drivers. Accident benefit coverage, mandatory in all provinces except Newfoundland, protects you, your passenger, and pedestrians who are injured or killed in an accident. Coverage…
Motorcycles provide a kind of freedom you don’t get behind the wheel of a car. But when it comes to insurance, they’re not so different. As with car insurance, some types of coverage are mandatory, but what is legally required is rarely enough to recoup your losses if an accident occurs. Requirements: A minimum of…
Being involved in an accident can mean a significant inconvenience while your vehicle is in for repairs. Depending on the damage, your car may be in the shop for days – or even weeks. If the other party to the accident was the one at-fault, there can be delays or disputes when trying to contact…
This is a common question that is asked of customer service agents at car rental companies all over the country. Many people assume that their auto insurance will follow them no matter what vehicle they are driving. This is not the case when it comes to rentals. Your policy will not automatically provide coverage for…
You’ve made the move to another city, and on top of the extra expenses of boxes and packing supplies, hiring movers, deposits for utility companies, and having your mail changed over, now you find out that the cost of your insurance has gone up too. When calculating premium rates, insurance companies consider many factors. The…
Typically, if you lend your car out to someone from time to time, and they have a driver’s license that is in good standing, your policy will provide the primary coverage in the event of an accident. If your friend has an insurance policy, their policy will likely only cover the amount over and above…