Staying current with building bylaws can be a challenge for which you need to be prepared. Just because your home met the required codes when it was built, it may not always stay that way. This becomes increasingly true in older homes, and the costs associated with meeting new laws can be significant. If you…
We all want to do whatever we can to keep our families safe and our belongings secure. Having a centralized burglar and fire alarm system installed in your home can give you that security and piece of mind, but did you also know it can save you money? The actual discount varies based on the…
When inexperienced drivers are just starting out with their license, they have no prior record to prove that they practice safe driving habits. Since accident rates for young drivers have always been high, especially for young single males, insurance companies need to protect themselves against potential losses. This protection is passed on to young drivers…
Many people expect their car insurance to automatically drop because they have been with the same insurance company for a couple years. The assumption is that if they do not have any claims, their rates will go down. Unfortunately, this is not always the case. Drivers who are thought to be at risk for accumulating…
Auto insurance premium rates are based on a variety of risk factors, and vary by company. Your age, gender, the type of car you drive, the number of years insured, any prior accidents, claims, or traffic violations are all factors that may be taken into consideration when calculating insurance premiums. For example, a driver that…